Miami private money lender
We make first position private loans when a closing date, construction schedule, or maturity cannot wait for a bank process.
Private money lending is first position real estate credit provided outside a bank or agency process. Borrowers use it when a closing date is fixed, a construction schedule cannot slip, or a refinance must close before maturity.
Matchpoint is a Miami private lender. Principals review the deal, issue terms within 24 hours on qualified transactions, and take the loan from term sheet to closing.
When borrowers use it
Hard closing dates, construction starts, loan maturities, private acquisitions, and situations where a slow answer costs you the deal.
Why timing matters
Private money follows the deal calendar. A principal can make the decision without waiting for a bank committee.
How we evaluate
Property, basis, equity, sponsor, construction (when relevant), exit, and downside. LTV is one input. It is not the entire underwrite.
Who we lend to
Developers, sponsors, investors, and operators borrowing through legal entities for a business purpose. Foreign nationals are considered subject to standard verification.
Details
Send the property address, requested loan amount, property type, purpose, closing deadline, and a short summary of the transaction. A Matchpoint principal reviews it directly. If the deal fits, we work toward a term sheet. If it does not, we say so quickly.
Published transactions
Related markets
Questions
Private money lending is real estate financing provided by a private lender instead of a bank. At Matchpoint, principals review first position business purpose loans and size them against the property, basis, sponsor, plan, exit, and downside.
Yes. Matchpoint provides first position private real estate loans from $1M to $100M+ throughout Florida, with particular experience in Miami and South Florida.
Have a deal?
Submit the property, loan request, and timing. A Matchpoint principal reviews it directly.