Miami private money lender
Private money is useful when speed, certainty, and structure matter more than a conventional credit process. Matchpoint is the principal-led version of that capital.
Private money lending is first-position real estate credit provided outside a bank or agency box. Borrowers use it when a closing date is fixed, a construction schedule cannot slip, a refinance needs to happen before a maturity, or the transaction is too large or too specific for a formula-driven lender.
Matchpoint is not a marketplace of scattered private investors. It is a Miami-based private lender. Principals review the deal, issue terms within 24 hours on qualified transactions, and take the loan from term sheet to closing.
When borrowers use it
Hard closing dates, construction starts, loan maturities, off-market acquisitions, and situations where a delayed “maybe” is more expensive than a direct answer.
Why timing matters
In Miami, the window is often the deal. Private money exists to match the calendar of the real estate — not the calendar of a credit committee.
How we evaluate
Property, basis, equity, sponsor, construction (when relevant), exit, and downside. LTV is one input. It is not the entire underwrite.
Who we lend to
Developers, sponsors, investors, and operators borrowing through legal entities for a business purpose. Foreign nationals are considered subject to standard verification.
How Matchpoint works
Send the property address, requested loan amount, property type, purpose, closing deadline, and a short summary of the transaction. A Matchpoint principal reviews it directly. If the deal fits, we work toward a term sheet. If it does not, we say so quickly.
Published transactions
Related lending pages
Questions
Private money lending is real estate financing provided by a private lender rather than a bank. At Matchpoint it means first-position, business-purpose loans reviewed directly by principals and sized to the complete transaction.
Yes. Matchpoint provides first-position private real estate loans from $1M to $100M+ throughout Florida, with particular experience in Miami and South Florida.
Have a deal?
Submit the property, loan request, and timing. A Matchpoint principal reviews it directly.