Luxury First Position Lending
Tailored private mortgage lending for luxury residential and commercial real estate in South Florida.
$85B+
Annual US Private Lending Volume
~$15B
FL Luxury & Private Mortgage Market
$1T+
South FL Luxury Real Estate Market Value
40%+
Miami Beach Luxury Price Appreciation Since 2020
Luxury first position lending for South Florida real estate.
Our Services
$2B+
Career Originations
1,200+
Loans Originated
Loan Types
First position liens only. Max LTV of 65%. $1M minimum loan, no upper limit. Every deal is negotiated individually.
Fix & Flip Bridge
Term: 6–18 months
Max LTV: 65% ARV
Rate: Negotiated per deal
Ground-Up Construction
Term: 12–24 months
Max LTV: 65% LTC
Rate: Negotiated per deal
DSCR / Rental Stabilized
Term: 12–36 months
Max LTV: 65% As-Is
Rate: Negotiated per deal
Land & Lot Loans
Term: 12–24 months
Max LTV: 60% Value
Rate: Negotiated per deal
The South Florida luxury private lending market — and why Matchpoint operates in a category of one.
What Sets Matchpoint Apart
No Loan Size Ceiling
Most South Florida private lenders top out at $15–20M. Matchpoint has no ceiling — we actively lend on $60M+ single assets, a market segment with virtually zero competition from private lenders.
Below-Market Rates — By Design
Our strategy is deliberately counter-intuitive: charge the most competitive rates in the market. This attracts the best sponsors, developers, and UHNW borrowers — which means the best collateral and the lowest risk.
25-Year Relationship Network
Matchpoint's deal flow is entirely relationship-driven. 25+ years of origination history means borrowers, brokers, and developers call us first — before going to market. We see deals others never see.
Luxury & UHNW Core Focus
Most private lenders treat luxury deals as exceptions. For Matchpoint, they are the mandate. Every underwriter, attorney, and process is calibrated for trophy-asset transactions on South Florida's most prestigious addresses.
Business Purpose — 100% of Deals
Every single Matchpoint loan is structured as a business purpose loan to a legal entity. This is non-negotiable. Consumer protection laws do not apply. Pro-lender enforcement on every transaction.
Close in Days — Not Weeks
Speed is currency in luxury real estate. Matchpoint's streamlined underwriting, established legal teams, and pre-existing borrower relationships allow us to close deals in days when other lenders need weeks.
25+ years of origination expertise. $2B+ career volume.
Meet Our Team
Michael Zuckerman
Co-Founder & Managing Partner
25+ years originating and placing private mortgages on luxury residential and commercial real estate throughout Florida — over 1,200 loans closed in career. Only 3 defaults across 1,200+ career loans, and on each of those defaults the lender earned significant additional income through default interest. Capital was never lost. Career origination volume of $2 billion+ with deep networks across luxury brokers, developers, title companies, and UHNW borrowers statewide.
Jarrett Posner
Co-Founder & Managing Partner
Co-Managing Member of The Posner Group with 30+ years of real estate experience across Florida, Colorado, and New York — construction, development, and management of thousands of properties with over $2 billion in career transactions. The Posner Group provides Matchpoint with built-in geographic expansion capability, and Jarrett's extensive background in real estate investment, development capital, and project finance is the ideal complement to Michael's origination and private lending expertise.
Real deals — real properties — real results. Zero principal losses.
Recent Transactions
Home Loan
5940 N Bay Road, Miami Beach, FL 33140
LTV
~57%
Rate
Mkt
Home Loan
2138 Bay Avenue, Miami Beach, FL 33140
LTV
~32%
Rate
10.5%
Home Loan
310 W Dilido Drive, Miami Beach, FL 33139
LTV
~55%
Rate
10.0%
Home Loan
428 S Hibiscus Drive, Miami Beach, FL 33139
LTV
~60%
Rate
Mkt
Home Loan
39 Mutiny Place, Key Largo, FL 33027
LTV
~58%
Rate
Mkt
Commercial Loan
1550 Biscayne Blvd, Miami, FL 33131
LTV
~55%
Rate
Mkt
Condominium Loan
1331 Brickell Bay Drive #PH4707, Miami, FL 33131
LTV
~50%
Rate
Mkt
Condominium Loan
450 Alton Rd Unit 2405, Miami Beach, FL 33139
LTV
~60%
Rate
Mkt
All transactions executed as first-position business purpose loans. Rates shown as market rate where deal-specific terms are confidential.
Trusted by South Florida's top developers.
What Our Clients Say
“In the luxury spec home market, timing is everything. Michael Zuckerman and Jarrett Posner consistently deliver when it matters most — they understand the urgency of our deals and execute with the speed and certainty we need to stay competitive in South Florida.”
Todd Glaser
Luxury Real Estate Developer
“Whether we're acquiring a new property or refinancing an existing project, Michael and Matchpoint have been an invaluable resource. Their deep understanding of the South Florida market and ability to structure creative financing solutions sets them apart from any lender I've worked with.”
Keith Menin
Founder, Menin Development