Private real estate credit
Borrowers often use the term hard money lender. Matchpoint is a private real estate lender focused on first-position business-purpose financing.
Hard money, private money, and private credit are often used interchangeably. The useful distinction is not the label. It is whether the lender can underwrite a large, complex real estate transaction, commit with certainty, and close.
Matchpoint’s published Miami Beach work includes a $72.5M first-position acquisition and construction facility closed in 30 days. That is the scale we are built for.
The search term is not the brand.
People look for a Miami hard money lender when they need speed and a direct credit decision. Matchpoint captures that need without operating like a generic fix-and-flip shop. We lend $1M to $100M+, in first position, on business-purpose real estate transactions — including institutional-size Miami assets.
What “hard money” usually means
Asset-based financing, faster than a bank, fewer conventional overlays, and a lender who can make a decision. That part is true of Matchpoint.
What Matchpoint is not
We are not a $500K residential flip lender. We do not market consumer mortgages. Every loan is a business-purpose loan to a legal entity, secured by Florida real estate.
What we actually do
First-position private real estate credit for acquisitions, refinances, construction, luxury residential, multifamily, commercial, and land.
Who this is for
Sponsors, developers, and brokers who need a private lender that can sit across the table on a $10M, $25M, or $70M+ transaction and still move on a private timeline.
How Matchpoint works
If a developer lands on this page after searching “Miami hard money lender,” the next thing they should feel is institutional: principal access, published large closings, and an underwriting philosophy that looks at the complete deal.
Published transactions
Related lending pages
Questions
Borrowers often use the term hard money lender. Matchpoint is a private real estate lender focused on first-position business-purpose financing from $1M to $100M+.
Have a deal?
Submit the property, loan request, and timing. A Matchpoint principal reviews it directly.