Miami luxury home loans
High-value Miami homes often need private financing: a business-purpose acquisition, a refinance on a waterfront estate, or a facility large enough that most lenders cannot follow.
These are not primary-residence consumer mortgages. Matchpoint makes business-purpose loans to legal entities, secured by high-value Florida residential real estate.
Published Miami work includes $72.5 million on a Miami Beach waterfront estate and $22.5 million refinanced in 18 days. The residential collateral can be a home. The lending is still institutional in size and structure.
Waterfront estates
Miami Beach and related waterfront markets where the asset is the credit story and the loan size is well above a typical private-money box.
Acquisitions
Purchase financing when the buyer is an entity, the timeline is short, and the home is also an investment or development asset.
Refinances
Large residential refinances that need to close on a private schedule, including published Miami Beach waterfront work.
Construction on residential sites
When the luxury home is being built or completed, the facility has to underwrite both the current collateral and the completion plan.
How Matchpoint works
A $20M Miami home can still be a business-purpose loan. The distinction matters legally and in underwriting: we are lending against real estate owned by an entity, not originating a consumer mortgage.
Published transactions
Acquisition + construction · Miami Beach
30 days · Waterfront estate
View transaction →Refinance · Miami Beach
18 days · Waterfront residence
View transaction →Bridge · Miami Beach
Closed · Waterfront residence
View transaction →Acquisition · Miami Beach
Paid off · Waterfront estate
View transaction →Related lending pages
Questions
Yes, as business-purpose, first-position loans to legal entities. Published transactions include a $72.5M Miami Beach waterfront facility and a $22.5M Miami Beach refinance.
Have a deal?
Submit the property, loan request, and timing. A Matchpoint principal reviews it directly.