Miami land loans
Land financing is a basis, entitlements, and exit problem. Matchpoint underwrites the site and the plan — not a speculative spread to a future project.
Miami land is expensive because the locations are finite. Sponsors use private land loans to control a lot, complete an assemblage, or hold a site through entitlements before construction financing.
Published work includes a $3M first-position acquisition on Wynwood parcels intended for condominium development, later paid off. That is a land loan with a real use and a real exit — not a generic lot product.
Development sites
Infill parcels where controlling the land is the strategy and the exit is a sale, joint venture, or construction facility.
Waterfront lots
Select waterfront and teardown sites where the location supports the basis and the sponsor has a credible next step.
Entitled and unentitled land
Entitlements change risk. We evaluate what is approved, what remains, and whether the plan is financeable without relying on hope.
Typical leverage
Land leverage is conservative for a reason. Matchpoint’s land parameters start at up to 60% of value, with structure driven by the site and the downside.
How Matchpoint works
A land loan is often the first chapter. If the sponsor’s plan is to build, we already underwrite construction the same way we underwrite land: basis, remaining cost, completed value, and whether the downside still works.
Related lending pages
Questions
Yes. Matchpoint provides first-position land and lot loans in select Florida markets, including published acquisition financing on Wynwood development parcels.
Have a deal?
Submit the property, loan request, and timing. A Matchpoint principal reviews it directly.