Private Lending Frequently Asked Questions

Private mortgage loans are asset-based loans made by non-bank lenders to real estate investors, developers, and sponsors. Underwriting focuses on the property's value, sponsor track record, and exit strategy rather than borrower credit history alone. Matchpoint originates first-position business purpose loans on Florida real estate, closing in as few as 5 days, with terms typically from 6 to 36 months and interest-only amortization.

Matchpoint offers bridge loans, ground-up construction loans, single family home loans, multi-family loans, commercial real estate loans, and land and lot loans. All loans are first-position business purpose loans on Florida real estate, with loan sizes ranging from $1M to $100M+.

A business purpose loan is a mortgage extended to a legal entity — LLC, LP, or corporation — for a commercial or investment purpose rather than to an individual for a primary residence. 100% of Matchpoint loans are structured as business purpose loans to a legal entity. This is non-negotiable.

Matchpoint originates loans from $1M to $100M+. We actively lend on $60M+ single assets, a market segment where we have significant competitive advantage relative to other South Florida private lenders.

Yes. Matchpoint actively lends on $60M+ single assets, a market segment where we have significant competitive advantage relative to other South Florida private lenders. Recent transactions include a $60M home loan at 5940 N Bay Road in Miami Beach.

Matchpoint can close in as few as 5 days. Streamlined underwriting, established legal counsel at Greenspoon Marder, Holland & Knight, Leopold Korn PA, and Haber Law, and pre-existing borrower and title relationships enable execution timelines other lenders cannot match.

Yes. Matchpoint routinely closes in as few as 5 days. For time-sensitive luxury real estate purchases and refinances, our direct capital, streamlined underwriting, and established title and legal relationships allow rush-close execution that few other Florida private lenders can match.

Matchpoint lends throughout Florida, with primary focus on South Florida luxury markets including Miami Beach, Miami, Coral Gables, Fort Lauderdale, Palm Beach, Surfside, Bal Harbour, Key Biscayne, Coconut Grove, and the exclusive island communities of Star Island, Indian Creek Village, Fisher Island, La Gorce Island, Hibiscus Island, Palm Island, Sunset Islands, Venetian Islands, Bay Harbor Islands, and Golden Beach.

Yes. International investors can access Matchpoint's lending programs without US credit history or residency requirements. Lending decisions are asset-based, focused on the collateral value and sponsor experience rather than domestic credit or income verification.

Yes. Matchpoint actively partners with mortgage brokers and real estate professionals. We move fast, protect broker relationships, and welcome inbound deals from brokers, developers, and borrowers.